The Finance Game: Level Up Your Financial Wellness

The start of a new semester is a great time to hit the reset button on your finances. Just like a video game, you can level up your financial wellness with a solid game plan.

Start with a Budget: Your Foundation for Success

A budget is your financial roadmap, guiding your spending and helping you reach your goals. There are plenty of budgeting methods to choose from.

Here are a few popular options:

• Envelope method: A classic method for cash-based budgets, where you allocate cash to different categories (e.g., groceries, entertainment) in envelopes.
• 50/30/20 rule: A simple approach where 50% of your income goes to needs, 30% to wants, and 20% to savings or debt repayment.
• Zero-based budgeting: This method ensures that every dollar of your income has a designated purpose.

Not sure which method is right for you? Our financial coaches can help you tailor a budget that fits your unique needs and goals.

Mastering Financial Habits: Leveling Up Your Skills

Creating a budget is just the first step. To truly master the finance game, you need to cultivate strong financial habits.

Here are some key habits to embrace:

1. Track Your Spending: Keep an Eye on the Score

• Use your banking app: Most banking apps have a built-in spending tracker that automatically categorizes your transactions. This makes it easy to see where your money is going.
• Mint app: A great alternative if your banking app lacks a robust spending tracker.

2. Automate Your Savings: Level Up Your Future Self

• Set up automatic deposits: Make saving a habit by setting up automatic transfers from your checking account to your savings account every pay period. Even a small amount can add up over time.

3. Regularly Review Your Budget: Stay on Top of Your Game

• Schedule dedicated time: Set aside a specific time each month to review your budget, track your progress, and adjust your spending as needed.

We’re Here to Help You Win!

Navigating the financial world can be tough, but it doesn’t have to be a solo mission. Our financial coaches are here to provide guidance, support, and resources to help you level up your financial wellness.

Learn more about us at: javanet247

Schedule a free coaching session today! Together, we can create a winning game plan for your financial future.